Your Mortgage Guy for Life!
My name is Geoffrey Davis and I help people find and secure mortgages that match their needs. Whether you are looking for a competitive interest rate, a particular monthly payment or special terms, we will work together in obtaining the best and most appropriate loan package. While I am located in Frisco, Texas, I can help anyone looking to purchase residential or investment property throughout the state of Texas. If you are ready to purchase your first home or that long-awaited dream home; I can help make it happen.
Broker vs Banker
I chose to become a mortgage broker rather than a traditional mortgage banker because it offers my clients more options. When you are a loan officer at a bank, you can only offer your bank's programs – whether those programs are ideally suited to the clients or not. When it comes to one of the most important and expensive purchases of your life you deserve the best loan possible, a loan perfectly matched to your particular situation. As an independent broker I have access to all the larger programs such as Wells Fargo, Countrywide and Chase to name a few. I will research all the available programs based upon your mortgage criteria, and report back with the strongest and best positioned offerings from all lending companies. I will be your advocate and expert.
Big Lender, Big Fees
Large lending companies have nice offices, robust marketing budgets and large staffs. In other words, they have "overhead" which has to be paid by someone, and that someone is you. When you approach a major lender, you will receive an off-the-shelf rate versus the most competitive rates. As a licensed, experienced, independent mortgage broker I can obtain competitive rates while keeping costs low and, I can pass these savings on to my clients while still taking advantage of large scale discounts and pre-negotiated rates.
| Read all the quotes |
To the left, you will see a few quotes appear from past clients. If you would like the phone numbers of any of these clients or other references, please ask.
As you probably know, your credit score really makes a difference when applying for a mortgage. For the last several years I have focused on the best practices to help clients improve their credit scores. Each issue of my Weekly eNewsletter includes a few nuggets to help you successfully manage – and increase – your credit score. This newsletter is not a bland industry template, it is written by yours truly to include regional and national points of interest. It is secure and your e-mail address is protected and never shared with others.
