Services

We currently offer our services in Texas.

We offer a variety of financing solutions, including:

80%/20% Financing: A loan for qualified borrowers split the loans in two. Setting the loans this way will remove the need for PMI altogether
80%/15%/5% Financing: A loan for a borrower looking to bring 5% of their own funds to the closing table. This will remove the need for PMI and will reduce the monthly payment as you will be borrowing less
80%/10%/10% Financing: See above but for someone wanting to put even more money down on their new home
No Income Verification: Qualified borrowers wanting a loan but without the need to produce documentation for their yearly income, just providing Bank Statements will suffice for this program
Stated Income/Stated Assets: Loans are available for those who are not able to show either the income or assets using the traditional tax returns or bank statements. For qualified borrowers this loan is a very valuable tool.
Interest Only Loans: Loans are available for folks needing a lower monthly payment on their Primary homes or Investment homes
VA Loans: A loan for qualified Veterans to purchase a home without having to bring a down payment and without the need to carry Private Mortgage Insurance.
Texas Veteran Land Board Loans: A loan for qualified Texas Veterans that follows many Conventional loan programs but typically at lower interest rates
Jumbo Loans: Loans for borrowers needing financing for more than the Conforming $417,000 loan limit.
Adjustable Rate Mortgages (ARM): A wide variety of loans exist for those needing financing options differing from the standard 30yr fixed.
Home Construction - One Time Close: A loan program available for those building a home and not wanting to get the 1st loan from the bank, called interim financing, and then when the home is complete, get the 2nd and final loan called permanent financing. The one time close offers you just that, one closing and one loan.
Pool Loans: A loan that can close when you are buying a new property and want that pool put in or after that loan closes.
Home Equity Lines of Credit (HELOC): Texas was the last State in the Union to offer this program. A way to take a 2nd loan out on your property for whatever you want, while leaving your 1st loan unaffected.
Investment Loans: Loans for folks like you and I who want to invest into Real Estate as a form of revenue building. Loan options are many and can even be up to 95% financing.
Commercial Loans: For those looking to buy a multiple unit apartment complex or building for Retail or Commercial use.